Terms & Conditions

Last updated: August 2025

Welcome to John Perez Insurance (“Company”, “we”, “us”, “our”). By using johnperezinsurance.com, scheduling an appointment, or participating in our text messaging program, you agree to these Terms & Conditions.

1) Services

We provide insurance information and consultation services. Scheduling an appointment does not guarantee coverage or eligibility. Any quotes or recommendations are subject to carrier rules and underwriting.

2) Use of the Site

You agree not to misuse the site or interfere with its operation. You must be legally capable of entering into agreements and, where required, 18 years of age or older.

3) Appointments

You may book consultations through our scheduling tools. We may modify or reschedule appointments when necessary and will notify you accordingly.

4) Text Messaging Program (SMS Terms)

  • Opt‑In: You must provide express consent before receiving SMS. You can opt in via our forms or explicit written consent mechanisms.
  • Purpose: Non‑marketing messages such as appointment confirmations, reminders, and customer support follow‑ups.
  • Fees Disclosure: Message and data rates may apply.
  • Message Frequency: Recurring messages; frequency varies based on your appointments and interactions.
  • Help: Text HELP for assistance or contact jperez@johnperezinsurance.com / 1‑888‑859‑8009.
  • Opt‑Out: Text STOP at any time to cancel SMS. After you send STOP, we may send a final confirmation message to confirm your opt‑out.
  • Consent Separation: Consent for non‑marketing messages is separate from any marketing communications. We do not send marketing SMS without separate, specific consent.
  • Carriers: Carriers are not liable for delayed or undelivered messages.

5) Privacy

Please review our Privacy Policy to understand how we collect and use information.

6) Intellectual Property

All content on the site is owned by us or our licensors. You may not reproduce, distribute, or create derivative works without permission.

7) Disclaimers

Services are provided “as is” without warranties of any kind. We make no guarantee regarding availability of the site or accuracy of information.

8) Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of our site or services.

9) Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to conflict‑of‑law principles.

10) Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

11) Contact

John Perez Insurance
Email: jperez@johnperezinsurance.com
Phone: 1‑888‑859‑8009
Website: johnperezinsurance.com